Wednesday, January 21, 2015

For Sale

Several weeks ago, we took a big risk: we agreed to buy a foreclosure. Our house wasn't even for sale at the time, but we went to look at a house that is best described as a 1970's era hot mess. Nearly everything needs to be replaced, starting with the carpet that’s currently soaked with a tremendous amount of dog urine. It’s structurally sound and well-built, but it is in desperate need of TLC. I’m so excited about this place that I often find it difficult to fall asleep at night because much like Jessie Spano from Saved by the Bell I am so EXCITED and so SCARED.

We walked through it twice before agreeing to buy it. We wanted to be sure we weren't losing our minds. It was just as stinky, desperate, and filled with potential the second time. That’s how you know it’s good, right? We made an offer. It was accepted. And we stewed on the idea of (possibly) paying two mortgages. It was a terrifying thought.

We put our house up for sale on a Monday night and prayed it would sell by spring. It sold six days later to a couple that, from what I can tell, are the sweetest people on the planet. They included a personal letter with their offer. It began:

The moment we walked into your home, we fell in love.

Not only did these people write us a letter but they said the magic words: they are in LOVE with this place. I felt the same way when we walked inside seven years ago. In fact, we loved it so much that we paid full asking price and spent a tremendous amount of time and money making it our own.
I still love it today. But it’s time to let this sweet little cape cod and its surrounding cornfields go and start over somewhere else. We're moving from the country to the suburbs—they have sidewalks there! (Oh, how I've missed sidewalks.) More than anything, we are taking a calculated risk disguised as an incredibly exciting adventure.

I don’t have all the answers, but I believe one of the most important things you’ll ever do in this life is take chances. Big ones that terrify you and little ones that seem more frightening in your head than they ever are in reality. And you should find someone who listens to each of your crazy dreams and is willing to take chances with you.

Also, it helps if that person is skilled in home improvement projects because of all the foreclosure-y qualities associated with your latest adventure. (I have that one covered.)

So, stay tuned. There are a lot of fun projects on the horizon--and I'll be sharing them all right here.

Friday, January 9, 2015

I Guarantee It.

A few weeks ago, the warranty on my car expired. In the months leading up to that event, I received no less than five letters and brochures encouraging (threatening?) me to purchase an extended warranty. 
Most said things like this:


The same situation arises each time I buy an electronic device. The extended warranty plan is always encouraged—the threat of “what if it breaks?” looming as I politely decline. The smiling salesperson always leads me to believe that I can buy my way into security for a mere $70.

But nothing can be completely protected. Or for that matter, predicted. Really and truly, there are no guarantees. Most of the time, we have very little control over the direction of our lives.

Yet, we still dedicate ourselves to planning. Buying guarantees. Insuring our belongings. We purchase warranties on our phones and insurance for our homes.  Hell, we even insure our LIVES. Then, for good measure, we create backup plans and secure options to safeguard our possessions against damage. We sleep soundly knowing that when a ‘what if’ moment arrives, our safety nets are in place. It’s the act of investing in a guarantee that makes us feel secure.

Here’s what I believe: there is power in the terror of helplessness. The moments that exist in a place where insurance cannot reach. The times where you look into the eyes of someone you love and ask, “What do we do now?” after realizing that your plans, the ones you've had for most of your life, have caught fire and were swept away in a flood.

I am not in control. I never was. Even when I foolishly believed my life was my own, it wasn’t. And those insurance policies? They make me feel better about the unpredictability of this world. I tuck them under my pillow each night, silently praying they’ll carry me through another day.

But the nasty stuff that sails swiftly through the small holes in our network of safety nets always arrives without warning. It pounces on our hearts, the one place where insurance cannot be bought, and makes us wonder why we even had that stupid insurance in the first place.

Let’s be clear: yes, you should have insurance. There’s no need to be unreasonable here. But you should also seek out the guarantee-less moments in your life, too. Chase them, if you must. Find the places and opportunities that are so scary and thrilling that they make your heart race and cause you to lose sleep at night.

You don’t get many chances like that. 


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